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Real Estate Loan Products

Most loans with a recent appraisal close within 10-days!
Those without an appraisal take an average of 30 days to close.
While our standard loan processing time is 10-30 days, in exceptional cases or if unforeseen issues arise, the closing process may extend to 60-90 days.
Please be aware that although it can happen, this is not typical, and we strive to ensure a timely and efficient process.


Don't miss out on our complete selection of business real estate products - scroll down now to explore.

We currently offer our Real Estate Business loans in the following states:
WA, WY, CO, TX, LA, MO, TN, IN, KY, WV, VA, SC, PA, CT, RI, MA, NH, ME, DE, PA, AK, HI
California Coming Soon!

You must vest property in an entity - LLC or Corporation - for the following states:
KS, IA, AL, GA, FL, OR
SBA & Private Loans Programs Available Nationwide

  • TFC Investor Loan
  • DSCR - NO RATIO
  • Minimum FICO 620
  • DSCR Down to 0.75
  • Loans up to $3.5mm
  • Purchase up to 80% LTV
  • R&T/Cash-Out up to 75% LTV
  • No DTI/Employment Verified
  • First-Time Investors OK
  • GET QUOTE
  • TFC Alternative Loan
  • ALTERNATIVE DOCS
  • Minimum FICO 660
  • Loans up to $4mm
  • Max Cash-Out
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • 30 & 40-Year I/O Available
  • Multiple Qualification Options
  • GET QUOTE
  • TFC Fix & Flip Loan
  • REHAB LOAN
  • Minimum FICO 620
  • $50k – $7.5mm for SFR
  • $250k – $10mm for Multi-Family
  • 100% Renovation | 70% ARV
  • Term: 12 -18 months
    (Amortized for 30 years)
  • Interest Only Payments
  • As Low As 10.24%
  • GET QUOTE

  • TFC Buy & Hold
  • Buy, Rehab, Rent, Refinance for Multi Family Properties
  • Minimum FICO 620 (Short-Term)
  • Minimum FICO 680 (Long-Term)
  • $250k-$10mm
    (Short-Term)
  • $100K - $2mm
    (Long-Term)
  • Long Term:
    30-years
  • Rates Start at 10.24% for Short-Term
  • GET QUOTE
  • TFC Credit Comeback I
  • IMPERFECT CREDIT | FULL DOC
  • Minimum FICO 600
    (Long-Term)
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • BK & Foreclosure
    OK
  • REFI Cash-Out up to 80%
  • Late payments are OK if the loan is up to date
  • GET QUOTE
  • TFC Credit Comeback II
  • IMPERFECT CREDIT | ALT DOC
  • Minimum FICO 600
    (Long-Term)
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • BK & Foreclosure
    OK
  • Refi Cash-Out up to 80%
  • Max Loan Amount is $3mm
  • GET QUOTE

  • TFC Private Loan I
  • ALTERNATIVE
    SHORT TERM
  • Minimum FICO: 600
    On Case-by-Case Basis
  • Loan Range:
    $100K - $5mm
  • 2-year Financing
    (Amortized up to 40 years)
  • Stated No Doc, No Bank Statement
  • Loan to Values up to 80%
  • No 4506
  • All Property Conditions
    OK
  • GET QUOTE
  • TFC Private Loan II
  • ALTERNATIVE
    SHORT TERM
  • Minimum FICO:600
    On Case-by-Case Basis
  • Loan Range:
    $100K - $10mm
  • 2-year Financing
    (Amortized up to 40 years)
  • No Doc, Stated Income Loans
  • All Property Types, All Conditions
  • No Tax Returns
  • Vacant Ok, No DTI Ratio
  • GET QUOTE
  • TFC Prime JUMBO Loan
  • HIGH BALANCE
    FULL DOC
  • Minimum FICO 680
  • Loans Up to
    $3mm
  • 15-Year & 30-Year Fixed
  • Purchase/R&T up to 85% LTV
  • Cash-Out up to 80% LTV
  • DTI up to 45%
  • Cash-Out up to
    $500K
  • GET QUOTE

  • TFC Prime Loan
  • HIGH BALANCE | FULL DOC
  • Minimum FICO 660
  • Loans up to $4mm
  • Fixed and ARMs
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • DTI up to 55%
  • GET QUOTE
  • TFC Classic Mortgage
  • CONVENTIONAL LOANS
  • Minimum FICO 620
  • Full Documentation
  • Loans up to $647,200
  • Up to 80% LTV
  • Purchase/R&T or Cash-out
  • NOO
  • GET QUOTE
  • TFC Equity Loan
  • CLOSE-END SECONDS
  • Minimum FICO 660
  • Max Loan Amount $450k
  • 15-Year & 30-Year Fixed
  • Full Doc Max CLTV 90%
  • Bank Stmt Max CLTV 85%
  • DTI up to 50%
  • GET QUOTE

  • TFC SBA 504 Loan
  • COMMERCIAL LOAN
  • AVAILABLE NATIONWIDE
  • Minimum FICO 660
  • Full Documentation
  • Government Insured up to 90%
  • Loans up to $5mm
  • 10% Downpayment
  • Purchase land, building, or equipment
  • GET QUOTE
  • TFC Commercial Loan
  • 5+ UNITS DSCR - NO RATIO
  • Minimum FICO 620
  • DSCR Down to 0.75
  • Loans up to $3.5mm
  • Purchase up to 80% LTV
  • R&T/Cash-Out up to 75% LTV
  • No DTI/Employment Verified
  • First-Time Investors OK
  • GET QUOTE